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  #1  
Old 22-03-2012, 07:33 PM
MySon MySon is offline
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Default Travel Insurance

Does anyone know how you can get Medical Travel Insurance? All insurance companies I have contacted will not cover Scoliosis as it is a pre-existing condition. They say any doctor or hospital visits relating to this pre-existing condition will not be covered.

I am a bit worried as we are flying to the US for a holiday 14 hour flight and 3 week holiday - everything should be fine. but would rather know our medical expenses were covered just in case my son had any problems during our travels.

I have tried Medibank private and CoverCare. Any tips please??
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Old 23-03-2012, 09:00 AM
Christine Christine is offline
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Default Re: Travel Insurance

Hi Chris

Good to hear you again! I hope Dane is managing well. It is such a long hard road. I still battle daily.

I am going to Spain in May or June next year for a month and I have been worrying about the travel insurance issue. Haven't looked into it as I think I secretly knew I wouldn't be covered. Good grief. What a worry. Although I am hoping the likelihood of anything going wrong is low after a long period of recovery.

It is probably the same for people who have had coronaries and other major surgery. So I don't think it is uncommon...

I would definitely be keeping Dane on the ground though and not doing any of those bumpy rides at Disneyland!

When do you go?
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Old 16-04-2012, 09:37 PM
Dom's mum Dom's mum is offline
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Default Re: Travel Insurance

Hi Chris,
Sorry been away so long. Have you had any luck with your travel insurance issues yet? Surely scoliosis that has been fixed can't be considered a pre-existing condition? Wouldn't that be like saying someone who has had heart surgery etc couldn't travel either? Dom applied to go to an orphanage in Cambodia and I hadn't gotten as far as enquiring about insurance but both his surgeons were happy for him to travel and my plan was to get an antibiotic script filled and take it with us just in case. The other thought was to get letters from surgeons saying he was okay to travel.
Hope you have made progress, how exciting will Disneyland be!
Cheers
Annette
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Old 16-04-2012, 11:33 PM
Angela Angela is offline
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Default Re: Travel Insurance

Hi Chris,

We had the same problem with travel insurance when we went to the UK last November. We were also told it was a pre-existing condition. Make sure you get a letter from Dane's specialist explaining his surgery and that he has rods implanted in his spine for when he goes through security at the airport. Cate has titanium rods that don't set off alarms, but I always carried a letter in case.
She was very lucky on our flight from Sydney. After boarding the plane we were told there were mechanical problems and we had to get off and wait in the airport for over four hours while it was fixed (not a good start to our trip), but when we got back on I explained that she'd had spinal surgery and could probably not sit for too long due to the delay. The cabin crew were so understanding so they agreed to put her in business class if she needed to lay down. After about 4 hours she was getting very uncomfortable so went up to business where they looked after her very well. Maybe you could ask this for Dane if he is getting uncomfortable, you can only try! Hope you have a wonderful holiday and enjoy Disneyland. Cate is seeing the surgeon next week for her 12 month check up, can't believe it has been over a year now since her surgery. So glad that is all over. She is doing really well. She's been very busy with exams and getting ready for the Higher School Certificate.


To Annette,
Good to hear that Dom is well, I was wondering how you both were, and I actually sent you an email earlier today. Look forward to hearing from you.

B.
Angela
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  #5  
Old 13-05-2012, 07:47 PM
MySon MySon is offline
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Default Re: Travel Insurance

Hi Angela, Christine and Annette

An update on our holiday for the benefit of others considering travel 5 months after surgery.

1. I wasn't able to get travel insurance to cover the pre-existing condition of scoliosis. I spoke with our amazing surgeon and he reassured me we would be okay and not to worry. so we just had the standard travel insurance. i got a letter from the surgeon and took Endone and Tremadole and Panimax just in case (I didn't have to use any of them at all ).

2. I bought those stretchy compression socks for the flight - Dane would have worn them for less than 2 hours.

3. The flight stressed me a bit, Dane didn't sleep at all and being in a window seat didn't get up and walk around nearly as much as I would have liked. He got tired and grumpy the more I nagged and so neither of us got any sleep during the 14 hour flight. But... he was fine, he did get uncomfortable but didn't need pain killers and after a good sleep the next day there were no repercussions from the flight. Perhaps if I worried less and nagged less we may have both been a little more rested.

4. During the holiday he went of a lot of rides (just not the rollercoaster) at Disneyland and Universal Studios. Some a little rougher than i wanted but he had no problems.

5. We were even involved in a bus accident in Santa Monica where we ran over a pedestrian. Dane was thrown to hit his head on the front of the bus and then hurled down the corridor between the seats. He skinned his knees and had a few bruises. I freaked out at first, but Dane reminded me that the girl we had run into was of much more concern. Dane seemed okay - not the best thing to happen 2 days before his flight home. But as Dane keeps reminding me - he is actually tougher than everyone else because he has extra support for his spine.

6. After he had handled everything so well during the holiday - not even one panadol was needed. I was much more relaxed for the flight home - we both slept most of the way and again he had absolutely no problems.

He doesn't like 14 hour flights - but the holiday was absolutely worth it - it was a great motivator to look forward to after the operation.

We possibly should have waited until he passed the 6 month checkup - then I might have not been so protective and nervous. but now it is behind us we are so happy it all went well and he had a great time and no problems associated with his surgery.

He is still doing well - we go for his 6 month checkup tomorrow. I am so thankful we had such an amazing doctor and he has continued regularly to support me answering all my questions and concerns.

Annette - I hope Dom can find something to cheer him up cause he is such a positive kid who has been through so much. Say HI to him for Dane and me.

Take care everyone - stay well and happy

Love
Chris

Last edited by MySon; 13-05-2012 at 07:48 PM. Reason: typo
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  #6  
Old 13-05-2012, 09:11 PM
Christine Christine is offline
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Default Re: Travel Insurance

Oh Chris what an amazing adventure! I shivered a bit though when I got to the bit about Dane flying about in the bus! How scary!

I am sooo happy it all worked out for you and that Dane made it ok. And survived the rides at Disneyland (you are such a brave mother enduring that one!) I still can't imagine a long-haul flight yet. Last weekend I had to make an eight our return drive in one day and it was simply awful! I couldn't move for two days afterward

All the best for Dane's check-up tomorrow. Time flies doesn't it!

Christine.
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  #7  
Old 02-07-2012, 06:05 PM
Louise Louise is offline
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Smile Re: Travel Insurance for scoliosis

I have traveled extensively including Europe, US and Asia and have had 2 major surgeries for scoliosis - the first in 1969 when a child and the 2nd in 2010. Now my complete spine is fused and my neck is the only "good" part of spine without screws, rods etc! A year after that surgery I travelled through many parts of Europe for 9 weeks with my husband.

On the question of insurance...in previous travel I did not apply for pre-existing condition insurance (i've never needed to claim against my general travel insurance policy either) but I did become concerned when I heard of someone not being covered in the US when they suffered from a pre-existing condition (not scoliosis - it was a recurring viral condition). I then made an application to 3 insurance companies and I was told that they wouldn't cover this. I rang one of those companies and asked for more detail. She said that my general travel policy with them would cover me for a new injury even if this injury was complicated by my pre-existing scoliosis issues. She said the aim would be to stablize asap and get me back to Australia. She said they would not cover physio, pain management injections, other therapies related to my back problems. It all sounded fairly reasonable as the companies do need to protect themselves from people trying to get various treatments and therapies in other countries.
So I'll just continue to do what I've always done - enjoy life but not take unnecessary risks. For example, I enjoy walking and use the European walking poles (like ski poles but rubber feet can be attached for hard surfaces) when on uneven surfaces. I do avoid very rough terrain since the fusion in 2010 of my lumbar spine and i sometimes use 1 pole like a walking stick in busy shopping areas. I bought these poles in NZ and they're great! I also love swimming and since the 2010 surgery I do not dive in, previous to that i did. I'm very active even though my surgeon called my last surgery "huge". This surgery did alleviate the increasing pain and other issues so I'm pleased I went ahead with it. I'm planning another trip to Canada/Alaska in August but i won't be climbing icy fjords like I did in NZ in 2004! One thing for sure is that I'll bring back great photos of our adventures like always!
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  #8  
Old 31-07-2012, 08:08 PM
chris chris is offline
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Default Re: Travel Insurance

hi Louise
who was the travel company that covered you
Thanks
chris
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